What Affects Your Rate
Why home rates differ so much house to house
Two similar houses on the same street can carry very different premiums. When we quote, we look at the whole picture.
- Age of the home and the roof
- Construction type, square footage and stories
- Location, claims history in the area, and protection class
- Bundling with your auto policy, often the single biggest saver
- Safety features like alarms, smoke detectors and smart water shutoffs
What we need for your quote
Your ZIP code, the property type, roughly when it was built and its size, your current insurer and your contact details. About two minutes, no documents needed.
We contact you before the end of the day.